Purchasing cryptocurrencies like Bitcoin, Litecoin, Ethereum, and 250+ other coins via credit/debit card is now seamless with Simplex integration. Receive your coins directly in your wallet within hours—no registration or account verification required.
This guide walks you through the entire process, optimized for MasterCard and Visa users. Note that first-time purchases may take longer due to initial KYC procedures.
👉 Start buying crypto instantly
Prerequisites for Credit Card Crypto Purchases
Before you begin, ensure you have:
- A cryptocurrency wallet (address for the coin you’re buying).
- Credit/debit card (VISA/MasterCard).
- Mobile phone for selfie verification.
- Scanned images of your passport, national ID (both sides), or driver’s license.
Pro tip: Banks are more likely to approve transactions made with debit cards than credit cards.
Step-by-Step Process to Buy Crypto With a Credit Card
Step 1: Initiate Your Purchase
- Visit the Simplex-powered portal.
- Select your desired cryptocurrency.
- Choose your local fiat currency.
- Enter the purchase amount ($50–$20,000).
- Provide your wallet address.
- Click “Proceed to Checkout”.
Step 2: Select Payment Method
- Choose Credit/Debit Card or opt for bank transfer (SEPA/SWIFT).
- Click Continue.
Step 3: Enter Card Details
- Input card information (must be under your name).
- Accept Terms & Conditions.
- Optionally save card details for future purchases.
- Click Next.
Step 4: Verify Personal Information
- Provide billing address and email (for verification codes).
- Click Pay Now and enter the 4-digit code sent to your email.
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Step 5: Complete KYC Verification
- Upload ID document (passport, national ID, or driver’s license).
- Submit a selfie if prompted (rare cases).
- Click Upload Document.
Step 6: Confirmation & Delivery
- Approval takes minutes; you’ll receive an email.
- Coins typically arrive in 1 hour (up to 24 hours during peak times).
FAQs
1. Why was my card transaction declined?
Banks may flag crypto purchases. Use a debit card or contact your bank to pre-approve the transaction.
2. Is there a purchase limit?
Yes, limits range from $50 to $20,000 per transaction, depending on your verification level.
3. How long does KYC verification take?
First-time verification may take 15–30 minutes. Subsequent purchases are faster.
4. Can I cancel a processed transaction?
No. Once confirmed, blockchain transactions are irreversible.
Final Tips
- Monitor blockchain fees—they affect delivery times.
- Use a secure wallet to store your crypto.
- Bookmark this guide for future purchases!
For further assistance, contact Simplex Support.