Stellar Lumens (XLM) Overview
Current Price: $0.2376 (-3.17% 24h)
Market Cap: $7.35B
24h Range: $0.2372 - $0.2483
What Is Stellar (XLM)?
Stellar Lumens (XLM) is a cryptocurrency designed for fast, low-cost cross-border transactions. Unlike traditional cryptocurrencies, Stellar connects financial institutions, payment systems, and individuals through its decentralized network. Its unique Stellar Consensus Protocol (SCP) enables secure transactions in seconds, making it ideal for remittances and international payments.
Key Features
- High Scalability: Processes thousands of transactions per second (TPS) with fees as low as $0.00001.
- Financial Inclusion: Focuses on bridging gaps in global financial access.
- Partnerships: Collaborates with major companies (e.g., MoneyGram, Circle) to facilitate digital asset transfers.
Stellar vs. Competitors
XLM vs. XRP: Which Is Better?
| Feature | Stellar (XLM) | Ripple (XRP) |
|---|---|---|
| Focus | Financial accessibility for individuals | Bank-to-bank settlements |
| Governance | Decentralized | Controlled by RippleNet |
| Use Case | Cross-border payments, tokenization | Institutional transfers |
👉 Explore Stellar's latest partnerships
Stellar Network FAQ
1. What is XLM’s all-time high price?
XLM’s ATH was $0.9381**; its ATL was **$0.0012.
2. How is Stellar used?
XLM enables:
- Low-cost international remittances.
- Tokenized asset issuance (e.g., stablecoins).
- Integration with banking systems.
3. Who created Stellar?
Founded in 2014 by Jed McCaleb (ex-Ripple) and the Stellar Development Foundation (SDF).
4. Is XLM a good investment?
While XLM offers strong tech and partnerships, its price remains volatile. Long-term potential hinges on broader adoption in global payments.
5. Where can I buy XLM?
Purchase XLM on:
- Cryptocurrency exchanges (e.g., Binance, Coinbase).
- P2P platforms (verify seller ratings for safety).
Top Cryptocurrencies (24h Performance)
| Coin | Change |
|---|---|
| Bitcoin | +2.1% |
| Ethereum | -1.5% |
| Solana | +4.3% |
| Cardano | -0.8% |
Why Choose Stellar?
- Speed: Settlements in 2–5 seconds.
- Cost-Efficiency: Fractional fees compared to traditional systems.
- Transparency: Open-source and community-driven development.
Stellar’s vision aligns with a future where financial services are borderless and accessible to all.
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