You can easily withdraw USD from your OKX account to your linked bank account using the Bank Transfer (ACH) method. This service is currently available exclusively to eligible US customers residing in supported states.
Step-by-Step Guide to USD Withdrawal
Via Web Browser
- Log in to your OKX account and navigate to Assets > Withdraw.
- Select Bank Transfer (ACH) and click + Add Account to link your bank via Plaid, OKX’s trusted partner for secure bank verification.
- Follow the prompts to authenticate your bank details through Plaid.
- Once verified, confirm the successful account linkage on the confirmation page.
- Enter the withdrawal amount and click Preview to review the transaction.
- Finalize the withdrawal by clicking Withdraw.
👉 Learn more about ACH withdrawal limits
Via Mobile App
- Open the OKX app, go to Portfolio > Withdraw > Withdraw USD.
- Choose Bank Transfer (ACH) and tap + Add Account to connect your bank via Plaid.
- Complete the verification process and confirm account addition.
- Input the desired amount and tap Preview.
- Enter your authentication code (SMS/2FA) and confirm the withdrawal.
Important Notes
- Ensure the name on your OKX account matches your bank account to avoid delays.
- Withdrawals typically take 3–5 business days to reflect in your bank. Processing times vary by institution.
- Funds deposited via ACH may temporarily be unavailable for withdrawal during verification.
FAQ
1. Why don’t I see the "Withdraw USD" option?
Cash withdrawals are region-restricted due to local regulations.
2. Can I withdraw if bank verification fails?
No. Withdrawals require successful account ownership confirmation.
3. Where can I check withdrawal history?
Go to All Withdrawals on the withdrawal page (Web/App).
4. How will I know when OKX sends my money?
You’ll receive an email once the transaction is initiated.
5. When will the funds arrive?
After leaving OKX, funds usually reach your bank in 3–5 business days.
6. Why can’t I withdraw my full balance?
ACH deposits undergo a brief hold for security checks.
7. How do I view withdrawal limits?
Click the information icon (ℹ️) on the withdrawal page.
👉 Explore OKX’s withdrawal policies
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