Introduction to Crypto-Linked Cards
Crypto-linked cards are rapidly gaining mainstream adoption as the cryptocurrency revolution expands. Consumers increasingly seek the flexibility to use their digital assets for daily transactions, and Visa's crypto-linked cards provide this capability at over 80 million merchant locations worldwide1.
These innovative payment solutions allow users to:
- Link their digital currency accounts to Visa credentials
- Convert crypto to local fiat currency seamlessly
- Enjoy the same convenience as traditional Visa transactions
How Visa Crypto-Linked Cards Work
Through the Visa Crypto Fast Track program, exchanges and platforms can:
- Issue Visa crypto-linked cards to consumers
- Enable digital currency account linking
- Process transactions in merchant-local currencies
👉 Discover how Visa is transforming crypto payments
User Experience Flow
A typical transaction process involves three simple steps:
- Account Linking: User connects crypto wallet to Visa credential
- Currency Conversion: Digital assets convert to local fiat (automatically or manually)
- Merchant Payment: Transaction appears as standard Visa payment
"We've partnered with more than 60 leading crypto platforms to enable digital currency spending worldwide."
— Cuy Sheffield, Head of Crypto at Visa
Key Benefits of Crypto-Linked Cards
| Feature | Advantage |
|---|---|
| Global Acceptance | Works at 80M+ Visa merchants |
| Flexible Usage | Mobile or physical card options |
| Enhanced Security | Backed by Visa Network protection |
| Real Conversion | Instant crypto-to-fiat exchange |
Implementation Models
Different platforms may offer varying approaches:
- Preload Model: Users convert crypto to fiat before spending
- Real-Time Model: Automatic conversion at point-of-sale
- Hybrid Options: Combination of both methods
Visa's Crypto Ecosystem Partnerships
Visa has strategically collaborated with:
- 60+ top cryptocurrency platforms
- Licensed financial institutions
- BIN sponsors and issuer processors
These partnerships ensure compliant, secure card programs while maintaining Visa's payment standards.
Frequently Asked Questions
How do Visa crypto-linked cards differ from direct crypto payments?
These programs don't involve merchants receiving cryptocurrency directly. All transactions convert to local fiat currency before merchant settlement.
Who issues crypto-linked cards?
Licensed Visa partners (including banks and authorized processors) issue cards in collaboration with crypto platforms.
Where can I get a crypto-linked card?
Check with your preferred crypto exchange or wallet provider—program availability varies by platform.
What fees apply to these cards?
Fee structures are determined by issuing partners. Some may charge:
- Annual maintenance fees
- Transaction conversion fees
- Account management charges
Are these cards available worldwide?
Yes, wherever Visa is accepted—though specific card program availability depends on regional regulations and partner offerings.
👉 Explore crypto payment solutions with Visa
The Future of Crypto Payments
With billions in annual transaction volume already processed2, Visa crypto-linked cards represent a significant evolution in payment technology. As adoption grows, we can expect:
- More exchange partnerships
- Enhanced conversion features
- Broader merchant acceptance
- Improved user interfaces
Note: All statistics and quotes are sourced from official Visa publications. Program details may vary by issuer and region.